Credit Cards for Limited or No Credit History
People with a limited or no credit history will be frustrating since he or she has limited options available to get approved for a loan. What excites those people most is that nowadays there are credit card companies releasing credit cards for people with the limited or no credit history. We’ve rounded up a list of credit cards which may be proper for you. Find your ideal credit cards to build your credit score now!
Discover it® for Students
- Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically.
- Earn 5% cash back in rotating categories each quarter like Amazon.com, restaurants, ground transportation and more, up to the quarterly maximum each time you activate.
- Good Grades Rewards: $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years.
- No annual fee. No late fee on first late payment. No APR change for paying late.
- Get 100% U.S. based customer service & your FICO® Credit Score for free on monthly statements, on mobile and online.
- Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
- 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 13.74% - 22.74%.
- See additional Discover it® for Students details
Purchases Intro APR
0% for 6 months
Balance Transfers Intro APR
10.99% for 6 months
Regular APR
13.74% - 22.74% Variable
Annual Fee
$0
Credit Needed
No Credit
Journey® Student Rewards from Capital One®
- Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
- There's no limit to the amount of cash back you can earn, and rewards won't expire for the life of the account
- Get access to a higher credit line after making your first 5 monthly payments on time
- Pay no annual or foreign transaction fees
- Fraud coverage if your card is lost or stolen
- Pick the monthly due date that works best for you
- See additional Journey® Student Rewards from Capital One® details
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
20.99% (Variable)
Annual Fee
$0
Credit Needed
No Credit
Discover it® Secured Card
- No Annual Fee, cash back on every purchase, and helps you build your credit with responsible use.
- A security deposit of $200 or more will establish your credit line (up to the amount we can approve). Automatic monthly reviews starting at 8 months to see if we can transition you to an account with no security deposit.
- Reports to the three major credit bureaus. Plus, get your FICO® Credit Score for free on monthly statements, on mobile and online.
- Earn 2% cash back at restaurants & gas stations on up to $1,000 in combined purchases each quarter. Plus, 1% cash back on all your other purchases.
- Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically.
- Tools to assist you; email alerts, text reminders and 24/7 customer service.
- See additional Discover it® Secured Card details
Purchases Intro APR
N/A
Balance Transfers Intro APR
10.99% for 6 months
Regular APR
23.74% Variable
Annual Fee
$0
Credit Needed
No Credit, Bad, Average
OpenSky® Secured Visa® Credit Card
- No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
- The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
- Build credit quickly. OpenSky reports to all 3 major credit bureaus.
- 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
- We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search "OpenSky Card" in Facebook.)
- OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
- *View our Cardholder Agreement located at the bottom of the application page for details of the card.
- See additional OpenSky® Secured Visa® Credit Card details
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
18.14% (Variable)
Annual Fee
$35
Credit Needed
Bad, No Credit
primor® Secured Visa Classic Card
- Credit lines available from $200 to $5,000! Low fixed 13.99% interest rate on purchases - with no penalty rate!
- No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
- Perfect card for establishing or re-establishing credit. Reports monthly to all three national credit bureaus
- Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.
- See additional primor® Secured Visa Classic Card details
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
13.99%
Annual Fee
$39
Credit Needed
No Credit
Citi® Secured Mastercard®
- No Annual Fee, and unlike a prepaid card, it helps build credit history with monthly notifications to the credit bureaus
- A security deposit is required for this product (minimum $200)
- Pay your bill on time every month to avoid damaging your credit. Citi can help keep you on track with Auto Pay, online Bill Pay and alerts.
- Use the card anywhere Mastercard® is accepted — worldwide
- See additional Citi® Secured Mastercard® details
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
23.49%* (Variable)
Annual Fee
$0
Credit Needed
No Credit
primor® Secured MasterCard Gold Card
- Low fixed interest rates with no penalty rate!
- Reports to all three nationwide credit bureaus
- Fast, easy application process
- No processing or application fees!
- Guaranteed Approval* as long as your monthly income exceeds your monthly expenses by $100 or more
- *See application for additional details
- See additional primor® Secured MasterCard Gold Card details
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
9.99%
Annual Fee
$49
Credit Needed
No Credit, Bad
primor® Secured MasterCard Classic Card
- Low fixed interest rates with no penalty rate!
- Reports to all three nationwide credit bureaus
- Fast, easy application process
- No processing or application fees!
- Guaranteed Approval* as long as your monthly income exceeds your monthly expenses by $100 or more
- *See application for additional details
- See additional primor® Secured MasterCard Classic Card details
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
13.99%
Annual Fee
$39
Credit Needed
No Credit, Bad
Next Millennium
- Enjoy a $1,000 Credit Line!
- No Credit Checks & No Credit Turndowns!
- Buy Now...Pay Later!
- Low Monthly Payments!
- See additional Next Millennium details
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
N/A
Annual Fee
$0
Credit Needed
No Credit
primor® Secured Visa Gold Card
- Credit lines available from $200 to $5,000! Super Low Fixed 9.99% interest rate on purchases - with no penalty rate!
- No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
- Perfect card for establishing or re-establishing credit. Reports monthly to all three national credit bureaus
- Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line
- See additional primor® Secured Visa Gold Card details
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
9.99%
Annual Fee
$49
Credit Needed
Bad, No Credit